Easily calculate your housing subscription (cheongnyak) points under the South Korean point-based system. Enter your homeless period, number of dependents, and subscription account duration to check your score out of 84 points. Supports both direct selection and date-based calculation.
* Recognized from age 30. For married persons, counted from marriage registration date.
* Excluding yourself. Includes spouse, parents, and children.
The "Direct Selection" method lets you pick each category's duration from dropdown menus. This is convenient when you already know your homeless period, number of dependents, and subscription account duration. The "Calculate by Date" method automatically computes the durations and scores from your date of birth, marriage registration date, and account opening date.
In Direct Selection mode, choose all three categories individually. In Date mode, enter your date of birth and account opening date. If married, check the box and enter your marriage registration date. The number of dependents is selected manually in both modes.
Click "Calculate" to see each category's score and the total. The visual score bar shows your position on the 84-point scale, and the color-coded zones (Difficult / Average / Competitive / Favorable) help gauge your chances of selection.
Refer to the competitiveness analysis based on your total score to plan your subscription strategy. If your score is low, consider extending your homeless period or registering additional dependents. Use the scoring table below to check detailed point allocations for each category.
Ideal for non-homeowner household heads preparing for apartment subscription. Check your current score level in advance to identify eligible areas and complexes. If your score is insufficient, plan a strategic preparation timeline.
Helpful for those unsure whether to apply now or wait. Simulate how many points you'll gain as your homeless period and account duration increase, and determine the optimal subscription timing.
Useful for those expecting changes in dependents due to moving parents in or having children. Preview the score impact of dependent changes and prepare necessary procedures like resident registration transfers.
Apartments in popular areas like Seoul and Gyeonggi require high scores. Many complexes have cutoff lines of 60–70 points. Compare your current score with target scores and develop a long-term subscription strategy.
The South Korean housing subscription point system (cheongnyak gajeonje) ranks applicants by combining scores from three categories: homeless period, number of dependents, and subscription account duration, totaling 84 points. Both public (gungmin) and private (minyoung) housing use this system. The lottery system (chucheomje) alternatively selects winners randomly regardless of score. Generally, units under 85m2 are allocated 75% by points and 25% by lottery, while units over 85m2 are split 50/50. Ratios may vary by region and housing type, so always check the announcement.
The homeless period is counted based on the recruitment announcement date, measuring the duration during which you, your spouse, and all household members owned no housing. It's recognized from age 30, or from the marriage registration date if married before 30. If you previously owned and disposed of housing, the period restarts the day after disposal. Pre-sale rights and move-in rights also count as home ownership. Inherited shared ownership must be disposed of within 3 months or you'll be classified as a homeowner.
Dependents are household members excluding yourself: spouse (recognized even if in a separate household), parents (including spouse's parents, 3+ years of same-address registration), children (minors automatically recognized, unmarried children 30+ need 1+ year of same-address registration), and spouse's children. Siblings are not included. If parents own a home, they may still be recognized as dependents but this can affect the non-homeowner household member qualification, so check the detailed regulations.
Currently, the only available account is the Housing Subscription Comprehensive Savings. Previously, there were separate accounts for public housing, private housing, and small private housing, but they were unified in May 2009. Existing account holders can maintain their current accounts or convert to the comprehensive savings. The duration calculation method is the same regardless of account type, with no difference in point calculation.
In case of a tie, the selection is determined by lottery among tied applicants. If multiple people have the same score, priority goes first to the longest homeless period, then to the most dependents, and finally to the longest subscription account duration. If all are identical, a lottery decides. Therefore, it's important to build a comprehensively high score.
Special supply operates separately from the point system. There are various types including newlywed, first-time homebuyer, multi-child household, elderly parent support, and institutional recommendation, each with separate eligibility requirements and selection criteria. Even if unsuccessful in special supply, you can apply again through general supply (point/lottery system). Special supply provides home ownership opportunities for non-homeowners with low scores, so be sure to check if you qualify.
Yes, the Korea Real Estate Board operates Cheongnyak Home (applyhome.co.kr) where you can officially verify subscription eligibility, calculate points, and submit applications. This calculator is for reference only; actual subscription decisions should be based on Cheongnyak Home's information. The website also provides services like viewing recruitment announcements, checking selection results, and issuing non-homeowner certificates.
This housing subscription point calculator is a reference tool only. Actual subscription criteria may differ according to the Housing Supply Rules and related laws of South Korea. For accurate point calculation and subscription eligibility verification, please consult Cheongnyak Home (applyhome.co.kr) operated by the Korea Real Estate Board or the relevant housing provider. Non-homeowner status, dependent recognition criteria, and subscription account duration are determined based on the criteria specified in the recruitment announcement, and false information may result in cancellation of selection.