South Korea 2026 Hometown Love Donation — Tax Credit & Gift Calculator

Korean Hometown Love Donation Act: 100% credit for first 100k KRW + 16.5% for excess, up to 20M KRW/yr personal limit, 30% gift cap. Covers Korean residents only.

🏛️Open South Korea's Ministry of Interior Hometown Love portalOpen official portal ↗
📊 Credit & Gift Estimate
※ As of 2024 revision the personal annual cap rose from 5M to 20M KRW; the 2025–2026 amounts are assumed unchanged — confirm with Korean Ministry of Interior notice.
Estimated Benefit (reference)
Tax credit100,000 KRW
Local gift (30% cap)30,000 KRW
Net cost (donation − credit − gift value)0 KRW
100,000 KRW
※ Reference estimate based on Korea's Restriction of Special Taxation Act §58. Actual credit depends on your Korean income tax structure and other deductions; credits require sufficient assessed tax to apply. This calculator has no legal effect — the final credit is confirmed by your Korean year-end tax settlement or global income filing.

🎁 Program Overview

AuthorityKorean Ministry of the Interior & Safety and local governments
Legal basisHometown Love Donations Act (Korea); Restriction of Special Taxation Act §58
EffectiveJanuary 1, 2023
Eligible targetsAny Korean regional/local gov't other than your resident address (17 regions, 226 municipalities)
Personal cap20M KRW/yr (since 2024 revision; 2025–2026)
Credit100% for first 100k KRW + 16.5% for excess (income + local tax)
Gift limitUp to 30% of donation in designated Korean local products/vouchers
CorporateAllowed since 2025 revision (as deductible business expense)

💰 Tax Credit Structure (individuals)

≤ 100k KRW100% credit (100k donation → 100k credit)
100k – 20M KRW16.5% credit on excess (15% income + 1.5% local)
Example 1: 100k donation100k credit + ~30k gift = effective net cost ≈ 0
Example 2: 1M donation100k + (900k × 16.5%) = 248.5k credit + 300k gift
Example 3: 5M donation100k + (4.9M × 16.5%) = 908.5k credit + 1.5M gift

🗓️ When credits apply

Salaried workers (Korean)Year-end tax settlement (next February)
Global income filersGlobal income return (next May)
ReceiptAuto-issued via Hometown Love e-eum (linked to Korea's NTS HomeTax)
Applicable yearCredit applies to the income of the donation year
Carry-forwardIndividuals: no carry-forward; corporations: can carry-forward excess

🎁 Local Gift (Reward)

CapUp to 30% of donation (statutory)
ExamplesKorean regional food, vouchers, stay/experience tickets, crafts
How to chooseVia Hometown Love e-eum portal after donation (gift points)
NoteGift is not taxed as honorarium; some vouchers have municipality-specific limits

📝 How to Donate (3 Ways)

  1. ① Online via Hometown Love e-eum (ilovegohyang.go.kr) — most convenient, auto receipt
  2. ② Local gov't office — bank transfer or in-person at designated desk
  3. ③ NH Bank branches — over-the-counter donation nationwide in Korea

🔗 Official Korean Links

Caps, gift rules, and credit rates may change by amendment — always verify via the Korean Ministry of Interior notice.

This is a South Korea–only summary of the Hometown Love Donations Act and Korean Ministry of Interior public guidance as of April 2026. Credit estimates assume Korea's 100%/16.5% structure and are not personalized. Your actual credit depends on your Korean tax profile, other deductions, and available tax liability. The calculator has no legal effect — final credits are confirmed via your Korean year-end tax settlement or global income filing with the National Tax Service (NTS).

What is Korea's Hometown Love Donation?

Korea's Hometown Love Donation (고향사랑기부제) is a public program effective January 1, 2023, under the Hometown Love Donations Act and Restriction of Special Taxation Act §58. Korean residents can donate to Korean regional/local governments other than their own to receive tax credits and local gifts. Since the 2024 revision, the personal annual cap is 20 million KRW (2025–2026 unchanged). The first 100,000 KRW is 100% credited; amounts above are credited at 16.5% (15% income + 1.5% local). Gifts up to 30% of the donation (local Korean products, vouchers, experience tickets) can be selected via the Hometown Love e-eum portal, with electronic receipts automatically linked to Korea's HomeTax (NTS).

Can a Seoul resident donate to Seoul?

No. You cannot donate to your registered regional or municipal government. A Gangnam-gu resident in Seoul cannot donate to Seoul City or Gangnam-gu, but can donate to other Korean regions/municipalities.

What's the real benefit of donating 100k KRW?

The full 100k is tax-credited and you may receive a gift worth up to 30k KRW — roughly zero effective cost, provided you have sufficient Korean tax liability to absorb the credit.

Is the cap per municipality or overall?

It is an aggregate individual cap of 20M KRW per year across all Korean municipalities combined.

Can corporations donate too?

Yes — since the 2025 amendment, Korean corporations can donate and treat the amount as a deductible business expense (with potential carry-forward), rather than a tax credit.

Must I accept the gift?

No — you may donate without selecting a gift, in which case only the tax credit applies.

Where do I get the receipt?

The receipt is auto-issued on the Hometown Love e-eum portal and linked to Korea's NTS HomeTax for year-end tax settlement. Paper receipts can be re-issued from the portal.

Korea 2026 Hometown Love Donation — 100% Credit First 100k + 30% Gift, Up to 20M KRW

South Korea's Hometown Love Donation program (고향사랑기부제) is operated by the Korean Ministry of the Interior & Safety and local governments under the Hometown Love Donations Act (effective 2023.01.01) and Restriction of Special Taxation Act §58. Korean residents may donate to Korean regional or municipal governments other than their registered address and receive both a tax credit and a local-product gift. Since the 2024 amendment, the personal annual cap is 20,000,000 KRW (kept in 2025–2026). The first 100,000 KRW is 100% tax-credited; amounts above are credited at 16.5% (15% income + 1.5% local). Gifts up to 30% of the donation — Korean regional products, vouchers, experience tickets — may be chosen on the Hometown Love e-eum portal (ilovegohyang.go.kr). Receipts are automatically issued and linked to Korea's National Tax Service HomeTax for year-end settlement (February) or global income filing (May). Since the 2025 amendment, Korean corporations may also donate, treating the amount as a deductible business expense with carry-forward for excess. The program excludes donations to the donor's own registered jurisdiction. Rates and caps may change by future amendments, so always verify with the Korean Ministry of the Interior notice. Applies to residents of the Republic of Korea.

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All calculators and tools on this site are based on the laws, tax rates, and policies of the Republic of Korea.

This calculator is provided for informational purposes only.

Results are estimates and may differ from actual amounts.

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