18-year compound-interest simulation based on Korean MOE Academy Info 2025 average tuition (Korean private 7.69M / national 4.00M / medical 10.33M KRW per year). Adjustable rate & inflation.
| Type | Annual | 4-Year Total |
|---|---|---|
| Korean Private avg | 7,692,000 KRW | 4-yr 30,768,000 KRW |
| Korean National/Public avg | 4,004,000 KRW | 4-yr 16,016,000 KRW |
| Korean Medical | 10,331,000 KRW | 4-yr 41,324,000 (6-yr longer) |
| Korean Engineering | 7,735,000 KRW | 4-yr 30,940,000 KRW |
| Korean Arts/Sports | 7,633,000 KRW | 4-yr 30,532,000 KRW |
| Korean Natural Sciences | 7,345,000 KRW | 4-yr 29,380,000 KRW |
| Korean Humanities | 6,083,000 KRW | 4-yr 24,332,000 KRW |
| Korean Overall avg | 6,954,000 KRW | 4-yr 27,816,000 KRW |
| Since 2009 | Korean government freeze recommendation |
| 2023–2024 | Korean private universities began phased hikes |
| 2025 academic year | 125 of 190 Korean universities (65.8%) raised tuition |
| Korean private (2025) | +4.9% YoY |
| Korean national/public (2025) | +0.7% |
| Outlook | Korean private hikes may continue post-2026 |
This South Korea–only reference simulates 18-year college-tuition saving using Korean MOE Academy Info 2025 disclosed average tuition (April 2026 reference). It applies your inputs to a compound-interest formula; it does not promote any Korean savings, investment, fund, insurance, or financial product (Korean Capital Markets Act §49, Korean Financial Consumer Protection Act §17). Korean tuition changes annually under Korean MOE freeze policy; medical and arts/sports majors carry higher cost. Korean savings choices must consider principal-loss risk, taxes, and early-termination fees and are decided at your own responsibility. If Korean tuition saving is short, the Korea Student Aid Foundation (kosaf.go.kr) provides Korean national scholarships and student loans. Confirm Korean university-specific tuition at Korean Academy Info (academyinfo.go.kr) or each Korean admissions office, or the Korean Education Hotline 1544-0079. This tool is unaffiliated with any Korean bank, insurer, or securities firm.
Korea's 2025 average annual tuition (Korean MOE Academy Info disclosure): private universities 7,692,000 KRW (4-yr 30.77M), national/public 4,004,000 KRW (4-yr 16.02M), medical 10,331,000 KRW (6-yr programs add cost). Korea's MOE has recommended a tuition freeze since 2009, but private universities resumed hikes in 2023; in 2025, 125 of 190 Korean universities (65.8%) increased tuition (private +4.9%, national +0.7%). This Korean simulator auto-computes years left until age 18 from your child's age, then applies your monthly saving, annual return (3/5/7%), and inflation (default 2%) to a Korean compound-interest formula. It does not promote any Korean financial product; if Korean tuition saving falls short, KOSAF national scholarships and loans serve as backup.
At 2% inflation, Korean tuition rises ~1.43× over 18 years (rule of 72: doubles every 36 years). Korean private average could reach ~11M/yr. Continued Korean MOE freeze policy may slow this.
This tool does not recommend any Korean product. Compare via Korean FSS (finlife.fss.or.kr); choose stable (Korean savings), mid-risk (Korean funds/ETFs), or high-risk (Korean stocks) by your risk tolerance and tax situation.
Reference assumptions only: 3% Korean savings/bond level, 5% Korean balanced fund average, 7% Korean equity fund average. Korean actual returns vary and can be negative.
KOSAF (kosaf.go.kr) Korean national scholarships (up to 7M KRW/year by income tier), Korean state-backed loans, and Korean work scholarships are available; many Korean universities have internal and external scholarships too.
No. Both are restricted to Koreans aged 19–34 in their own name. Korean parents must save under their own name.
Korean Bank of Korea targets 2% inflation. Recent Korean tuition hikes have averaged 1–2%/yr per Korean MOE freeze policy and Korean university tuition committees.
Korea's 2025 average annual tuition by Korean MOE Academy Info (academyinfo.go.kr): Korean private 7,692,000 KRW (4-yr 30.77M), Korean national/public 4,004,000 KRW (4-yr 16.02M), Korean medical 10,331,000 (6-yr programs longer), Korean engineering 7,735,000, Korean arts/sports 7,633,000, Korean natural 7,345,000, Korean humanities 6,083,000, Korean overall 6,954,000. Korean MOE has recommended a tuition freeze since 2009, but Korean private universities resumed phased hikes in 2023; in Korea's 2025 academic year, 125 of 190 universities (65.8%) raised tuition with Korean private +4.9% and Korean national +0.7%. This Korean simulator auto-derives years until 18 from your child's age, then applies your monthly saving, annual return (Korean conservative 3%, mid 5%, aggressive 7%), and inflation (default Korean Bank of Korea 2% target) to the Korean compound-interest future-value formula FV = P × (((1+r/12)^n − 1) / (r/12)). It also computes the inflated Korean tuition target, gap vs goal, and required monthly saving back-calculation. The tool follows Korean Capital Markets Act §49 and Korean Financial Consumer Protection Act §17 — it does not promote any Korean savings, fund, insurance, or investment product. Korean Youth Leap Account and Korean Housing Dream are 19–34 adult products and cannot be opened in a Korean child's name; Korean parents must save under their own name. If Korean tuition saving falls short, the Korea Student Aid Foundation (kosaf.go.kr) provides Korean national scholarships (up to 7M/yr by Korean income tier), Korean state-backed loans, and Korean work scholarships. Confirm Korean university-specific tuition at Korean Academy Info, the Korean university admissions office, or the Korean Education Hotline 1544-0079. Applies to residents of the Republic of Korea.