Step-by-step reference for using 'Naeborhumchajaizoom' (내보험찾아줌), the South Korean Life & General Insurance Associations' official portal to find unclaimed insurance money — worth ~KRW 12 trillion nationwide.
This guide is based on official April 2026 notices from the Korea Life Insurance Association and Korea General Insurance Association. Claim eligibility, amounts, and the 3-year statute under Korean Commercial Law vary by individual contracts. This service bears no liability for insurance fraud or legal disputes. For accurate information, contact the respective Korean insurer or association hotline.
Moving, divorce, death, missed group insurance expiry, unknown family policies — various reasons cause Korean consumers to forget about policies. The Financial Supervisory Service, Korea Life Insurance Association, and Korea General Insurance Association run Naeborhumchajaizoom 24/7/365 as the unified lookup system. As of end-2024, cumulative lookups exceeded 10 million and KRW 3 trillion has been paid out. Check before the 3-year claim expiry.
Naeborhumchajaizoom (cont.insure.or.kr) is the unified lookup across both Korean insurance associations. 'Insurance Damoa' (e-insmarket.or.kr) focuses on comparison & purchase info. For hidden money, use Naeborhumchajaizoom.
Under Korean Commercial Law Art. 662, insurance claim rights expire in 3 years, premium refund rights in 3 years, reserve refund rights in 3 years. Matured/dormant benefits transfer to Korea Inclusive Finance Agency and are kept longer.
Heirs can search via the inheritor's financial transaction inquiry service (Korea FSS) or Naeborhumchajaizoom's 'Inheritor Lookup' menu. Documents like inheritance certificates are required.
Usually 7-14 business days to your Korean bank account. If documents are needed, the Korean insurer will contact you. Timing varies by insurer.
Step-by-step 2026 guide to using Naeborhumchajaizoom (cont.insure.or.kr), the South Korean unified unclaimed insurance lookup service. Covers interim, maturity, dormant, and death benefits, 3-year statute, bulk claim process, and fraud prevention.